ABMCU Bank Sources the Right Lender for Your Deal
Rehab/Value Add
Get the capital you need for light or heavy rehab & value add projects on your property.
New Construction
We have numerous capital providers ready to lend on your ground up construction and development projects.
ABMCU has a network of lending partners for residential & commercial real estate, equipment & business loans
Our Lending Network Is Expansive!
Banks may not always be the most aggressive on terms, but they deliver can deliver for cash flowing properties & construction loans to very strong borrowers.
Loan Amount:
$500,000 to $5 Million+
Typical Term:
5, 7, or 10 years
Interest Rates:
3.05% - 5.30%
Non-Recourse:
Available
Credit Unions definitely deliver on both rates and aggressive terms, especially if its local to their backyard.
Loan Amount:
$250,000 to $5 Million+
Typical Term:
5, 7, or 10 years
Interest Rates:
3.05% - 5.30%
Non-Recourse:
No
Fannie Mae is a government-sponsored entity that supplies Multifamily loans through its various lending programs. One of the most popular is their Small Loans program for loans up to $5 Million.
Loan Amount:
$750,000 to $100 Million+
Typical Term:
5 - 30 years
Interest Rates:
3.02% - 4.02%
Non-Recourse:
Yes
Freddie Mac is a government-sponsored entity that supplies Multiamily loans through multiple lending programs, including their Small Balance program for 5-50 unit communities up to $7.5 Million.
Loan Amount:
$1 Million to $100 Million+
Typical Term:
5 - 10 years Fixed,
up to 20 years Floating
Interest Rates:
3.64% - 4.35%
Non-Recourse:
Yes
HUD's multifamily loan programs have historically been difficult to obtain due to heavy paperwork, approvals, and long time-to-funding, but they represent an extremely stable long-term option.
Loan Amount:
$500,000 to $5 Million+
Typical Term:
30 - 35 years
Interest Rates:
2.15% - 2.85%
Non-Recourse:
Yes
CMBS lending is typically a fit for loans $3 Million or greater, on stabilized office, industrial, retail, hospitality, or multi-family assets.
Loan Amount:
$1 Million to $100 Million+
Typical Term:
5 - 10 years
Interest Rates:
2.78% - 4.86%
Non-Recourse:
Yes
Private or hard money lenders that have a fund to hold loans on their balance sheet, will typically be the most flexible and easy to work with, while other private lenders that sell loans to a secondary market of hedge funds will likely be forced to follow strict underwriting rules, with little room for exceptions.
Loan Amount:
$1 Million to $100 Million+
Typical Term:
1 - 3 years
Interest Rates:
3.36% - 9.92%
Non-Recourse:
Available
Life Insurance Co loans are coveted for their long-term, low fixed rates. These lenders prioritize very stable property loans from extremely experienced, reliable borrowers.
Loan Amount:
$2 Million to $100 Million+
Typical Term:
5 - 15 years
Interest Rates:
2.50% - 4.25%
Non-Recourse:
Yes
Loan Amount:
$250,000 - $14 Million
Typical Term:
5 - 25 years
Interest Rates:
3.08% - 5.34%
Non-Recourse:
No
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Investing in securities involves risks, and there is always the potential of losing money when you invest in securities. You should review any planned financial transactions that may have tax or legal implications with your personal tax or legal advisor.
Securities products are provided by ABMCU Banking LLC, a registered broker-dealer, registered investment adviser, Member SIPC layer, and a wholly-owned subsidiary of ABMCU Bank LLC. MLPF&S makes available certain investment products sponsored, managed, distributed or provided by companies that are affiliates of ABMCU Bank LLC.
ABMCU Bank LLC N.A., Member FDIC and a wholly owned subsidiary of ABMCU Bank LLC. Trust and fiduciary services are provided by ABMCU Bank LLC, N.A. and U.S. Trust Company of California. Both are indirect subsidiaries of ABMCU Bank LLC.
Banking, credit card, automobile loans, mortgage and home equity products are provided by ABMCU Bank, N.A. and affiliated banks, Members FDIC and wholly owned subsidiaries of ABMCU Bank LLC. Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice.
Investment and insurance products:
Are Not FDIC Insured Are Not Bank Guaranteed May Lose Value
Are Not Deposits Are Not Insured by Any Federal Government Agency Are Not a Condition to Any Banking Service or Activity